ROONYX Unveils Advanced Buy Now, Pay Later Platform with Modular Architecture and Enhanced Security Features

ROONYX is showcasing the technology powering its new Buy Now, Pay Later platform designed with flexibility, innovation, and security at its core. The platform integrates advanced technology that fits into existing business infrastructures while being highly customizable to meet unique client demands. Built with a modular architecture, the platform ensures scalability, making it suitable for diverse markets including retail, e-commerce, personal banking, and beyond.

The platform's white-label capabilities and flexible deployment options offer businesses full control over branding and data security. Clients may choose to host the BNPL back-office infrastructure either in the cloud or on-premise, ensuring seamless integration with various IT systems. A robust set of APIs facilitates quick integration with e-commerce websites, mobile applications, and enterprise systems, minimizing onboarding time for merchants and ensuring a seamless user experience.

Key modules include the Banking Layer that manages integration with merchant banks, offering credit financing and issuing white-label virtual cards, and the Payments Layer that processes payments and repayments with built-in integrations to payment gateways like Stripe. The KYC Layer streamlines identity verification by connecting with third-party providers such as Persona and Sumsub, while the Merchant Service empowers businesses to extend BNPL services to their merchants.

ROONYX is advancing AI algorithms for real-time credit risk assessment and predictive analytics, enabling a dynamic credit scoring system that adjusts to market trends. The platform features an integrated shopping hub allowing customers to browse products from partner merchants directly within the app, enhancing engagement and fostering brand loyalty. Data warehousing and advanced analytics provide clients with powerful insights into their BNPL operations.

The platform offers customizable interfaces that align with each client's brand identity, ensuring a seamless customer journey from product browsing to payment. Security features include end-to-end encryption, multi-factor authentication, and advanced fraud detection systems to safeguard sensitive data. ROONYX's BNPL platform represents a dynamic tool designed to evolve alongside businesses, offering a secure, adaptable, and engaging experience for users worldwide through its comprehensive technological infrastructure available at https://www.roonyx.tech.